Convenience is the backbone of e-commerce and is one of the main reasons why online shopping has boomed over the last few years. More than 25% of today’s shoppers abandon their carts because they feel the process is too long or confusing.
Customer expectations are at an all-time high, and they expect every aspect of their online shopping experience to be safe, seamless, and convenient – and payments are no exception. A poor payment experience can have an immediate impact. Therefore, it's critical for e-merchants to refine and optimize the payment journey, striking a balance between security and convenience.
G+D, together with Netcetera, is committed to improve every aspect of the customer journey. We enable e-commerce transactions in the most secure way, provide a seamless checkout experience, and assist with everything in between.
We can help you build a superior e-commerce experience for your customers and enhance your business's success by helping you transition smoothly to EMV® 3-D Secure 2.x!
EMV® 3DS 2.x is an industry authentication protocol that enables the secure processing of payment, non-payment and account confirmation card (debit & credit) transactions.
EMV® 3DS 2.x protocol does not only meet the Strong Customer Authentication (SCA) compliance, but also offers the possibility to dramatically improve the user experience with the frictionless flow.
EMV® 3DS 2.x supports mobile checkout flows and Netcetera SDK component allows merchants to integrate EMV® 3DS authentication natively and invisibly into their mobile apps ensuring a consistent look and feel which is easily recognized by customers.
As we approach October 2023, major card networks (Mastercard, Visa & Amex) will sunset the usage of 3DS 1.0 and will support only EMV® 3DS 2.1 or higher.
- Significant reduction in cart abandonment rate from an industry average of 70%
- Higher approval rate with 10x more data points exchanged and used for transactions risk assessment
- Up to 85% lower transaction time, thereby faster checkouts
- Improved efficiency by balancing the approvals and fraud (up to 80% and more approvals)
- Reduce risk for non-authenticated transactions, associated refunds and lost revenue
- Improve the cardholder experience during online shopping
reduction in cart abandonment rate
increase efficiency through approvals
data points for higher approval rates
Reasons to partner with us:
- Superfast rollout in 2 to 4 weeks in a very agile manner
- Consistently the first to implement new EMV® 3DS specifications from the past 10+ years
- 10+ years of experience in serving 80+ acquirers/PSPs, 200K+ merchants and processing 36 Mn+ transactions/month from SaaS setup
- Strategic and business advisor on the board of EMVCo
3-DS Server on premise
- Enables full control over the software and system architecture
- Test application with demo web shop, Directory Server and Access Control Server for integration testing
- PCI ready product compliant with the major schemes 3-D Secure programs (VISA, Mastercard, Amex, JCB, Diners/Discover, UnionPay)
3-DS Server SaaS Setup
- Hosted on Netcetera cloud payment platform providing a highly-secured & highly-available infrastructure using one of the world’s leading cloud service providers
- Admin UI for data configuration, transaction search and user access management
- Test environment with simulated Directory Server and Access Control Server for integration testing
“During our evaluation, Netcetera stood out as partner due to product and service quality, and the fact that their solutions have proven themselves in the field throughout Europe and beyond. We believe their 3-DS server to be the most reliable and viable product to support secure, yet fast and convenient, transactions for our clients. The smooth and efficient implementation was living up to expectations with Netcetera's professional support.”
General Director VNPAY